James G. Kahn, M.D., M.P.H. is a Professor at the University of California, San Francisco, in the Institute for Health Policy Studies, the Department of Epidemiology and Biostatistics, and the AIDS Research Institute. His major research interests are the HIV/AIDS treatment costs and the cost effectiveness of prevention and treatment, health care financing and reform, and international health. Dr. Kahn recently studied racial disparities in access to antiretroviral therapy in Medicaid and AIDS Drug Assistance Programs in four states; the health and financial implications of expanding national Medicaid to cover individuals with HIV; and techniques to measure unmet need for HIV primary care. Dr. Kahn received his M.D. at Albert Einstein College of Medicine and his M.P.H. in Epidemiology from the University of California, Berkeley.

Margaret A. Murray, M.P.A., is the Executive Director of the Association of Health Center Affiliated Health Plans. Her previous experience with healthcare finance includes serving as the Medicaid Director for the New Jersey Department of Human Services, as a Senior Program Examiner for the Office of Management and Budget, and as a Senior Associate at the Alpha Center. She has also held finance positions including Tax Legislative Analyst for Senator Bill Bradley, Revenue Director and Revenue Analyst for the Massachusetts House of Representatives Ways and Means Committee, and Financial Research Assistant for Cambridge Associates. She received her M.P.A. from the Woodrow Wilson School of Public and International Affairs.

David R. Nerenz, Ph.D. is a Senior Staff Investigator in the Center for Health Services Research at Henry Ford Health System in Detroit. Most of his current work is focused on the issue of racial and ethnic disparities in quality of care, and on the ways in which health care organizations can reduce or eliminate disparities. He is also Director of Outcomes Research for the Department of Neurosurgery and the Neuroscience Institute at Henry Ford, and is the site Principal Investigator for a national study of patterns and outcomes of care for patients with lung or colorectal cancer. Dr. Nerenz received his Ph.D. in Social Psychology from the University of Wisconsin-Madison in 1979.

Andy Schneider, J.D. is Principal of Medicaid Policy, LLC, a consulting firm he founded in Washington, D.C. that specializes in issues relating to Medicaid eligibility, benefits, and financing. His former positions include Counsel to the Subcommittee on Health and Environment of the House Energy and Commerce Committee, then chaired by Representative Henry A. Waxman (D-CA); Health Counsel to the Center on Budget Policy and Priorities in Washington, D.C.; and Staff Attorney to the National Health

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