Exhibit A: Standard Plan Variances

Benefit Range of Impact State Mandated Benefit? (Fully Insured Group Market) Anthem/Btue Standard Coverage/ Typical Plan in the Small Group and Large Group Markets Anthem/Blue Limited Coverage Plan
Small Group Membership Allocation (Groups with up to 50 employees for all states) 99.70% 0.30%
Small Group Membership Allocation (Groups with up to 50 employees only for states where Anthem/Blue Limited Coverage is currently marketed) 99.25% 0.75%
Allergy Testing and Injections 0-1% No Covered Not covered
Alternative Medicine (Acupuncture, acupressure, massage therapy, etc.) 0-1% In few states Coverage varies across, but not within, states Not covered
Autism Services 0-1% In several states Coverage varies across, but not within, states Coverage varies across, but not within. states
Bariatric Surgery and Treatment of Morbid Obesity (Rider pricing can be 3 to 10 times higher) 0-1% In a few states Coverage varies across, but not within, states

Some change to coverage for services related to obesity resulting from PPACA preventive care implementation.
Coverage varies across, but not within. states

Some change to coverage for services related to obesity result ng from PPACA preventive care implementation.
Cardiac Rehabilitation 0-1% No Covered Not covered (optional coverage available)
Dental Care - Preventive and Basic (Beyond oral health screening) 1-3% No With very few exceptions. offered as optional rider coverage Not covered
Durable Medical Equipment 1-3% No Covered Not covered except if related to diabetes
Early Intervention Services 0-1% In several states Coverage varies across, but not within, states Coverage varies across, but not withn. states
Elective Abortion 0-1% In a few states the mandate prohib is embedding coverage for fully Insured products. but allows coverage to be offered via optional rider Coverage varies across, but not within, states Not covered


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