be looked at, somehow keeping it related but separate because it is so different conceptually.

Wheaton remarked that the group has talked about the individual level and the family level, but there are also different definitions of family. Is the appropriate unit of analysis for the ACA the tax unit with dependents? That could be quite different from a broad definition of family in the SPM, which includes all related persons plus cohabiters.

O’Grady responded that the study panel could defer to the SPM methodology and use whatever it called a family. The ACA cutoff for dependent children is age 25. But even with that age cutoff, family resources are still being spent, for example, for a 27-year-old child who has aged out of family coverage. If fully uninsured at that point, the family still is on the hook for that person’s finances. In closing, Michael O’Grady thanked everybody for coming. He has expressed his thoughts, concerns and comments throughout the discussions and really got a lot out of it. He has appreciated everything, especially the presenters. They did a great job.

Connie Citro added her appreciation for a productive day and gave everyone a round of applause.

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