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OCR for page 26
APPENDIX A--MAGNETIC STRIPE TRACK DATA
Table A.1 Magnetic stripe track data: Track 1.
Developed by IATA
Track 1
Element No. of Characters Description
Start Sentinel 1 "%" character indicating the beginning of the
data in the next byte
Format Code 1 "B" for financial transactions
PAN up to 19 account number (may include imbedded spaces
as represented on card)
Separator 1 "^" character between PAN and next element
Name up to 26 cardholder name
Separator 1 "^" character between Name and Additional Data
Expiration Date 4 YYMM
Service Code 3 code specifying acceptance and limitations
Discretionary Data not to exceed total 76 characters of card elements defined by card brand for proprietary
(excluding sentinels) use (some of the PIN and Card Verification
Values may be stored in this element)
End Sentinel 1 "?" character indicating the end of the card-
holder data
LRC 1 longitudinal redundancy check character
SOURCE: Reference 17.
Table A.2 Magnetic stripe track data: Track 2.
Developed by ABA
Track 2
Element No. of Characters Description
Start Sentinel 1 hexadecimal B ";" indicating the beginning of
the data in the next byte
PAN up to 19 account number (may include imbedded spaces
as represented on card)
Separator 1 hexadecimal D "=" between PAN and next
element
Expiration Date 4 YYMM
Service Code 3 code specifying acceptance and limitations
Discretionary Data not to exceed total 37 characters of card elements defined by card brand for proprietary
(excluding sentinels) use (some of the PIN and Card Verification
Values may be stored in this element)
End Sentinel 1 hexadecimal F "?" character indicating the end
of the cardholder data
LRC 1 longitudinal redundancy check character
SOURCE: Reference 17.
26
