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APPENDIX A--MAGNETIC STRIPE TRACK DATA Table A.1 Magnetic stripe track data: Track 1. Developed by IATA Track 1 Element No. of Characters Description Start Sentinel 1 "%" character indicating the beginning of the data in the next byte Format Code 1 "B" for financial transactions PAN up to 19 account number (may include imbedded spaces as represented on card) Separator 1 "^" character between PAN and next element Name up to 26 cardholder name Separator 1 "^" character between Name and Additional Data Expiration Date 4 YYMM Service Code 3 code specifying acceptance and limitations Discretionary Data not to exceed total 76 characters of card elements defined by card brand for proprietary (excluding sentinels) use (some of the PIN and Card Verification Values may be stored in this element) End Sentinel 1 "?" character indicating the end of the card- holder data LRC 1 longitudinal redundancy check character SOURCE: Reference 17. Table A.2 Magnetic stripe track data: Track 2. Developed by ABA Track 2 Element No. of Characters Description Start Sentinel 1 hexadecimal B ";" indicating the beginning of the data in the next byte PAN up to 19 account number (may include imbedded spaces as represented on card) Separator 1 hexadecimal D "=" between PAN and next element Expiration Date 4 YYMM Service Code 3 code specifying acceptance and limitations Discretionary Data not to exceed total 37 characters of card elements defined by card brand for proprietary (excluding sentinels) use (some of the PIN and Card Verification Values may be stored in this element) End Sentinel 1 hexadecimal F "?" character indicating the end of the cardholder data LRC 1 longitudinal redundancy check character SOURCE: Reference 17. 26