Charles M. O'Brien, Jr.

American Hospital Association

John Ott, M.D.

Group Health Association of America

Michael O. Roush

National Federation of Independent Business

Elliot K. Wicks, Ph.D.

Health Insurance Association of America

Joy Johnson Wilson

National Conference of State Legislatures

Written Testimony

American Federation of Labor and Congress of Industrial Organizations (AFL-CIO)

American Federation of State, County and Municipal Employees (AFSCME)

Association of Private Pension and Welfare Plans

Children's Defense Fund

Consumers Union

February 20, 1992

Washington, D.C.

PARTICIPANTS LIST

Invited Panel

Gerard Anderson, Ph.D.

Director, Johns Hopkins Center for Hospital Finance and Management

George Berry, F.S.A.

Milliman & Robertson, Inc.

John M. Bertko, F.S.A.

Principal, Coopers & Lybrand

Bruce D. Bowen, Ph.D.

Director, Medical Economics and Statistics Kaiser Family Health Plan

James Charling, F.S.A.

Second Vice President Principal Financial Group

Alice Rosenblatt, F.S.A.

Senior Vice President and Chief Actuary Blue Cross/Blue Shield of Massachusetts

Gordon R. Trapnell, F.S.A.

President, Actuarial Research Corporation

IOM Committee and Staff

David Edwards

Director of Corporate Employee Benefits Eastman Kodak