tute of Technology. She also participates in the management of the Southern California Seismic Network and in the monitoring of earthquakes in Southern California. Her primary research interests are the physics of earthquakes, foreshocks and earthquake prediction, and the seismotectonics (earthquake-producing geological structures) of Southern California. As a graduate student at Massachusetts Institute of Technology, Dr. Jones was awarded a Fulbright Fellowship in 1979 to work for 12 months at the State Seismology Bureau in Beijing. She was the first American scientist to work in China after normalization of relations. Dr. Jones is actively involved in seismological research and has authored over 40 papers on seismology.

James F. Kimpel is professor of meteorology at the University of Oklahoma, Norman. He develops programs in hydrometeorology and remote sensing, working with the National Severe Storms Laboratory and Next-Generation Radar Operational Systems. He is a past chairman of the University Center for Atmospheric Research, and past chair of the Advisory Committee for the Atmospheric Sciences of the National Science Foundation as well as a member of numerous professional societies and associations.

Howard C. Kunreuther is the Cecilia Yen Koo Professor of Decision Sciences and Public Policy at the Wharton School, University of Pennsylvania. He is also codirector of the Wharton Risk Management and Decision Processes Center. An economist, he has served on numerous National Research Council boards and committees, including the Water Science and Technology Board and the Committee on Earthquake Engineering. He has written extensively on decision-making with respect to low-probability/high-consequence events. His current research focuses on the role of insurance coupled with regulations and standards in reducing losses from natural and technological hazards.

Stephanie H. Masaki-Schatz is a consultant in disaster recovery, emergency management, and life safety planning. She has extensive experience in contingency planning, most recently with ARCO (Atlantic Richfield Company) where she directed the strategic planning, operation, and financial controls for corporate emergency preparedness and support for business resumption. Her professional work in the public sector was in physical land-use planning and community economic development. Ms. Masaki-Schatz serves on the Board of Directors of the Business and Industry Council for Emergency Planning and Preparedness and on the Caltech/U.S. Geological Survey TriNet Advisory Committee and is cofounder of the Downtown Earthquake Preparedness Action Council in Los Angeles. She received a

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