Appendix H
Tables of Data Fields Found in the NFIP Policy Database October 2013 Version
TABLE H-1 Summary of NFIP Policy Database Field Completeness
Policy Data Category | Data Assessment |
Building Characteristics | Data available for most of the policy records |
Elevation Data | Up to 60% of records have null values for some fields |
General Policy Info | Data available for most of the policy records |
Location | Data available for most of the policy records. Some secondary fields in this category are not well populated |
Miscellaneous | Data are very well populated. Some secondary fields in this category are not well populated |
Policy Term Info | Data available for most of the policy records |
Premium / Coverage Info | Data available for most of the policy records. Some secondary fields in this category are not well populated |
Risk Rating Factor | Data available for most of the policy records. Some secondary fields in this category are not well populated |
TABLE H-2 NFIP Policy Database Field Completeness
Policy Field Name | Policy Feed Description | Comments on Policy Field Values | Data Category |
COMPANY_CD | Insurance Company Code | All records populated but approx. 2% of records have invalid values | General Policy Info |
POL_NO | Policy Number | All records populated | General Policy Info |
END_EFF_DT | Endorsement Effective Date | All records populated | Policy Term Info |
T_PREMIUM | Total Annual Premium | Almost all records populated; less than 1% null | Premium / Coverage Info |
N_EXP_CST | Expense Constant—NFIP Calculated | All records populated | Miscellaneous |
POLICY_FEE | Federal Policy fee | All records populated | Miscellaneous |
PREM_PAY_I | Premium Payment Indicator | Approx. 73% of records have null values | Miscellaneous |
POL_EFF_DT | Policy Effective Date | All records populated | Policy Term Info |
N_POL_TERM | NFIP Number of Policy Terms | Almost all records populated; less than 1% null | Policy Term Info |
W_POL_TERM | Write Your Own Number of Policy Terms | Almost all records populated; less than 1% null | Policy Term Info |
POL_STATUS | Policy Status | All records populated | General Policy Info |
REGION | FEMA Region | All records populated | Location |
PROGRAM | Community’s Program Type (Regular or Emergency) | All records populated | General Policy Info |
OCCUPANCY | Occupancy Type | All records populated | Risk Rating Factor |
T_COV_BLDG | Total Amount of Insurance Coverage for Building | All records populated | Premium / Coverage Info |
T_COV_CONT | Total Amount of Insurance Coverage for Contents | All records populated | Premium / Coverage Info |
Policy Field Name | Policy Feed Description | Comments on Policy Field Values | Data Category |
ROLLOVER | Rollover Indicator | Almost all records populated; less than 1% null and/or invalid | General Policy Info |
ORG_NB_DT | Original Policy Effective Date (New Business Date) | All records populated | Policy Term Info |
CUR_POL_EF | Current Policy Effective Date | All records populated | Policy Term Info |
COMMUNITY | Concatenated Number of Community No. + Panel + Suffix | All records populated | Location |
PANEL_SUF | DFIRM Panel Suffix | Almost all records populated; less than 1% null and/or invalid | Location |
CONDO_UNIT | Number of units covered by condo policy | All records populated | Building Characteristics |
RATE_METHO | Type of Risk Rating Method | Almost all records populated; less than 1% null and/or invalid | Risk Rating Factor |
POL_EXP_DT | Policy Expiration Date | All records populated | Policy Term Info |
FIRST_NAME | Policy Holder First Name | Almost all records populated; less than 1% null | General Policy Info |
LAST_NAME | Policy Holder Last Name | All records populated | General Policy Info |
NAME | Name (N) or Descriptive (D) Property Information | Almost all records populated; less than 1% null | General Policy Info |
ADDRESS1 | Secondary Address Field | Approx. 94% of records have null values | Location |
ADDRESS2 | Primary Address Field | Almost all records populated; less than 1% null and/or invalid | Location |
CITY | City | Almost all records populated; less than 1% null and/or invalid | Location |
STATE | State (2 Letter Abbreviation) | All records populated | Location |
Policy Field Name | Policy Feed Description | Comments on Policy Field Values | Data Category |
ZIP1 | 7 Digit Zip | All records populated | Location |
ZIP2 | 4 Digit Zip Extension | Approx. 7% have null and/or invalid records | Location |
ADDRESSKEY | Address Key | Almost all records populated; less than 1% null and/or invalid | Location |
N_ZIP_CODE | FEMA Geocoded 5 Digit Zipcode (9 Digit Zipcode in Some Cases) | Almost all records populated; less than 1% null and/or invalid | Location |
FLOOD_ZONE | Flood Zone on DFIRM | Almost all records populated; less than 1% null and/or invalid | Risk Rating Factor |
POST_FIRM | Is the Parcel Post-FIRM (Yes/No) | Almost all records populated; less than 1% null and/or invalid | Risk Rating Factor |
DEDUCT_BLD | Deductible for Building | Almost all records populated; less than 1% null and/or invalid | Premium / Coverage Info |
DEDUCT_CON | Deductible for Contents | Approx. 11% of records have null values | Premium / Coverage Info |
ELEV_DIFF | Elevation Difference Between Lowest Floor and BFE | No null records but a lot of invalid attributes (ex. elevation differences of ± 1,000 feet) | Elevation |
AS_OF_DT | As of Date (Currentness of Policy Database) | All records populated | General Policy Info |
ORIG_CONST | Original Construction Date / Substantial | Almost all records populated; less than 1% null and/or invalid | Building Characteristics |
BUILDING | Building Number of Floors / Building Type | Almost all records populated; less than 1% null and/or invalid | Building Characteristics |
BASEMENT | Type of Basement or Enclosure | Almost all records populated; less than 1% null and/or invalid | Building Characteristics |
SMALL_BUS | Small Business Indicator | All records populated | Miscellaneous |
CONDO | Indicates If Condo Type | All records populated | Risk Rating Factor |
FILE_IND | File Indicator | All records are null | Miscellaneous |
Policy Field Name | Policy Feed Description | Comments on Policy Field Values | Data Category |
BASE_FLOOD | Base Flood Elevation | All records populated, but approx. 64% had invalid values | Elevation |
LOW_FLOOR | Elevation of Lowest Floor | All records populated, but approx. 64% had invalid values | Elevation |
ELEV_BLDG | Is the Building Elevated (Yes/No) | All records populated | Building Characteristics |
LOC_CONT | Location of Contents | About 30% of records are null | Premium / Coverage Info |
INS_VAL_IN | Insurance to Value Indicator | Approx. 58% of records have null values | Premium / Coverage Info |
OBSTRUCTIO | Obstruction | Approx. 78% of records have null values | Risk Rating Factor |
ELEV_CERT | FEMA Elevation Certificate Indicator | Approx. 58% of records have null values | Elevation |
POST_V_CER | Post V Zone Certification Indicator | Approx. 18% of records have null values | Risk Rating Factor |
COMM_PROB | Community Probation Surcharge Amount | All records populated | Miscellaneous |
CRS_CLASS | Community Rating System Class | All records populated | Risk Rating Factor |
CRSE_CONST | Course of Construction Indicator | All records populated; less than 1% null and/ or invalid | Building Characteristics |
STATE_OWN | State Owned Indicator | Almost all records populated; less than 1% null and/or invalid | Miscellaneous |
DIS_ASST | Disaster Assistance Type | All records populated | General Policy Info |
FLOOD_PROO | Flood-Proofed Indicator | Almost all records populated; less than 1% null and/or invalid | Building Characteristics |
RLTRGTGP_I | Repetitive Loss Target Group Indicator | All records are null | Risk Rating Factor |
DIAGRAM_NO | Elevation Certificate Diagram Number | Approx. 53% of records have null values | Elevation |
Policy Field Name | Policy Feed Description | Comments on Policy Field Values | Data Category |
LOWADJ_GRA | Lowest Adjacent Grade | All records populated, but approx. 69% had invalid values | Elevation |
N_PREM_ICC | NFIP Premium ICC Coverage | All records populated | Premium / Coverage Info |
N_COV_ICC | NFIP ICC Coverage | All records populated | Premium / Coverage Info |
ADDR_UP_DT | Address Update Date | Almost all records populated; less than 1% null and/or invalid | Location |
GIS_LONGI | GIS Longitude of Property | Almost all records populated; less than 1% null and/or invalid | Location |
GIS_LATI | GIS Latitude of Property | Almost all records populated; less than 1% null and/or invalid | Location |
GIS_GEORES | FEMA GIS Geocode Result | All records populated | Location |
GIS_GEOCEN | FEMA GIS Geocoded Census Block | Almost all records populated; less than 1% null records but an additional 3% with invalid data | Location |
PRINCIPAL | Principal Residence Indicator | All records populated | Risk Rating Factor |
BW12 | Biggert-Waters 12 Values | All records populated | Risk Rating Factor |
CBGFIPS | Census Block Group FIPS (Taken from GIS_ GEOCEN Field) | Almost all records populated; less than 1% null records but an additional 3% with invalid data | Location |
STCO_FIPS | State, County FIPS (Taken from GIS_ GEOCEN Field) | Almost all records populated; less than 1% null records but an additional 3% with invalid data | Location |